Motor Finance

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Purchasing a new or used vehicle—whether it's a car, van, motorbike, horsebox, or motorhome—is a significant investment. With Conister Bank Motor Finance, you can spread the cost into manageable monthly payments instead of paying the full amount upfront.

How It Works

Visit one of our Approved Partner dealerships, choose your vehicle, and let them handle the finance arrangement for you. Through our secure online portal, you’ll receive an instant decision, making the process quick and hassle-free.

Hire Purchase (HP) – A Simple Way to Own Your Vehicle

Hire Purchase (HP) allows you to finance your vehicle with the loan secured against it. You’ll enter a fixed-term agreement, making regular monthly payments until the balance is fully repaid. Once you’ve made the final payment, the vehicle is yours to own.

To reduce monthly payments, you may also opt for a 'balloon payment', a larger amount paid at the end of the agreement.

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Why Choose Conister Bank?

Our lending decisions are made locally in the Isle of Man, ensuring a quick, personal, and efficient process. No long wait times, no call centre delays—just fast, straightforward decisions based on your circumstances.

Visit one of our Approved Partner dealerships today and let us help you finance your next vehicle.

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How We Decide

At Conister Bank, we believe in responsible lending, ensuring that our loans are affordable and suitable for each applicant. Our decisions are based on a combination of factors, including your income, financial history, and ability to make repayments.

To apply, you must be an Isle of Man resident, at least 18 years old, and have a regular income. While individuals can apply from the age of 18, a guarantor is required until they reach 21.

All lending decisions are made locally in the Isle of Man, allowing us to provide quick, personalised service without the delays of call centres. If you’re eligible, we aim to give you a fast decision so you can access the funds you need with confidence.